Challenges
Choose the challenge that fits how you trade
Two-step, one-step or instant. Every price, limit and payout term is listed below, so you know exactly what you are signing up for.
Joe Classic
Most popularTwo-step evaluation with the most forgiving limits. Best if you want room to breathe.
| Rule | Phase 1 | Phase 2 | Funded |
|---|---|---|---|
| Profit target | 8% | 5% | — |
| Daily loss limit | 5% | 5% | 5% |
| Maximum loss | 10% | 10% | 10% |
| Minimum trading days | 3 | 3 | — |
| Time limit | None | None | — |
| Profit split | — | — | 80% |
Joe Express
FastestOne step, one target. Pass it and you are funded, with the highest profit split we offer.
| Rule | Evaluation | Funded |
|---|---|---|
| Profit target | 10% | — |
| Daily loss limit | 4% | 4% |
| Maximum loss | 6% trailing | 6% trailing |
| Minimum trading days | 3 | — |
| Time limit | None | — |
| Profit split | — | 90% |
Joe Instant
No evaluationNo evaluation. Start on a funded account today, with tighter limits and a consistency rule.
| Rule | Funded |
|---|---|
| Profit target | — |
| Daily loss limit | 3% |
| Maximum loss | 6% trailing |
| Minimum trading days | 5 |
| Time limit | — |
| Consistency rule | Best day ≤ 20% of profit |
| Weekend holding | Not allowed |
| Profit split | 70% |
Prices in USD. All accounts are simulated. Fees are for access to the evaluation and the trading platform.
How it works
From sign-up to payout in three steps
No interviews and no trading history needed. Your results on the account are the only thing that counts.
Pick a challenge
Choose a one-step or two-step evaluation, or skip it with Instant. Pick an account size from $10K to $200K and pay a one-time fee.
Prove your skill
Reach the profit target without breaking the daily or overall loss limit. Take as long as you need. Your dashboard tracks every rule live.
Get funded and paid
Pass and you get a Funded Joe account. Request a payout every 14 days and keep up to 90% of what you make. We refund your fee with the first one.
FAQ
Questions traders ask us
Is this real money?
No. Every Funded Joe account is a simulated account. You trade with simulated capital, and we pay you a reward based on the profit you make on it, under the rules of your account. You never deposit money to trade, and you can never lose more than the fee you paid.
How long do I have to pass?
There is no deadline on any phase. You need a minimum number of trading days, shown on each challenge, so that a single lucky trade can't pass the evaluation.
What happens if I break a rule?
If you go past the daily loss or the maximum loss limit, the account is closed for trading and the challenge ends. You can start again at a discount. Your dashboard shows how close you are to each limit at all times.
When and how do I get paid?
Once you are funded you can request a payout every 14 days from your dashboard. After a quick review we pay your share by bank transfer or crypto. Your first payout also includes a refund of your challenge fee.
Can I use Expert Advisors or trade the news?
Yes. Automated strategies and news trading are allowed, as long as they follow the general rules: no exploiting price feed errors, no copying between accounts you don't own, and no hedging across accounts.
Which countries can join?
Most countries are supported. We cannot accept clients from countries under international sanctions or where our service is restricted. The sign-up form will tell you if your country is not available.
More answers on the full FAQ page.
Ready when you are, Joe.
Pick a challenge, follow the rules, and trade for a share of the profit.